The 5 Series Costs $674 a Month Before You Touch It
Our calculator puts 2025 BMW 5 Series five-year ownership at $40,453. Here's where that money actually goes — and whether the car earns it.
The 2024 Acura ZDX shares its bones with the Honda Prologue. Our 5-year ownership estimate: $31,062. Is the Acura premium actually worth paying?
Our five-year cost estimate
Calculated by MyTrueCarCost from EPA fuel-economy data, RepairPal reliability records, and current regional fuel prices.
| Cost over 5 years | 2024 Acura ZDX |
|---|---|
| Depreciation | $16,145 |
| Fuel | $3,628 |
| Repairs | $1,896 |
| Maintenance | $1,938 |
| Insurance | $7,200 |
| Registration & fees | $255 |
| Total 5-year cost | $31,062 |
| Average per month | $518/mo |
Estimate for typical used mileage and 12,000 miles driven per year. Your numbers will vary with condition, location, and driving habits.
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Our five-year ownership calculator puts the 2024 Acura ZDX at $31,062 total, or about $518 a month. That number alone is not shocking for a luxury electric SUV. What is shocking is what you are actually buying: a Honda Prologue with a different grille, a different badge, and a price tag roughly $10,000 higher. That is the central tension of the ZDX, and it threads through every decision a buyer has to make.
Acura did not develop the ZDX on its own. General Motors supplies the Ultium electric platform, and Honda uses the same architecture for its own Prologue. Both vehicles are built in the same factory. The ZDX gets Acura's interior treatment, a sportier suspension tune, and Type S performance hardware on the top trim. But the foundation is shared, and anyone who cross-shops both will notice immediately.
This matters for ownership cost in a specific way. Repair familiarity and parts availability for GM-based platforms are generally strong, which helps explain why our five-year repair estimate comes in at just $1,896. GM has a wide dealer and parts network. The flip side: this is still an early-generation EV platform in a brand-new model, so reliability data is thin. Acura has no track record here yet.
The ZDX makes sense for a narrow slice of buyers. You want a luxury electric SUV. You like Acura's interior quality and want the brand's dealer experience. You are not a brand purist who will be bothered that the technology under the floor came from GM. And you want standard all-wheel drive without having to option up.
Who it is not for: buyers who want a pure luxury EV experience with proprietary charging integration and a platform developed specifically for the brand, like a BMW iX or a Cadillac Lyriq. It is also not for anyone who is price-sensitive in the luxury segment. At these figures, the value case is weak. And if you are comparing it directly to a Honda Prologue, the ZDX asks you to pay a meaningful premium for features that are real but not dramatic.
Acura offers three trim levels. You can configure your own at the Acura build page.
| Trim | MSRP | What You Actually Get |
|---|---|---|
| ZDX Technology | $65,850 | AWD standard, 11.3-inch infotainment, Google built-in, Acura EV Suite app, 288-mile range |
| ZDX A-Spec | $72,050 | Sport-tuned suspension, gloss black exterior trim, upgraded 20-inch wheels, head-up display |
| ZDX Type S | $75,850 | 500 horsepower, upgraded Brembo brakes, adaptive dampers, 22-speaker Bang & Olufsen audio |
The Technology trim is the volume seller. The Type S is the interesting one, but it pushes the price near $76,000 before destination, which is a lot to spend on a Honda platform no matter how well-dressed it is.
Every ZDX uses a dual-motor all-wheel-drive setup drawing from a 102-kWh battery. The standard trims produce 340 horsepower. The Type S jumps to 500. EPA-estimated range is 288 miles for the Technology and A-Spec, and around 313 miles for the Type S, which is counterintuitive given the added power, but the Type S uses a slightly different tune.
For charging, DC fast charging tops out at 190 kW, which is respectable but not class-leading. Full details on efficiency ratings are at fueleconomy.gov.
Our calculator uses real-world consumption patterns to land on $3,628 in fuel costs over five years at 12,000 miles annually. Compared to a gasoline luxury SUV in the same price range, that is a genuine saving. But compared to more efficient EVs, the ZDX is not a standout on efficiency.
The interior is where the ZDX separates itself from the Prologue most convincingly. The cabin uses real leather, open-pore wood, and aluminum trim that feels appropriately upscale. The seats are well-shaped for longer drives. Rear-seat space is generous. The 11.3-inch infotainment system runs Google built-in natively, which means Google Maps, Google Assistant, and the Play Store work without mirroring your phone.
The head-up display on the A-Spec and above is one of the better ones in this segment. The Type S's Bang & Olufsen sound system is genuinely excellent.
Quiet is the right word for the cabin at highway speeds. Road noise is well-suppressed. Wind noise is minimal. These are things Acura has historically done well, and the ZDX continues that.
The infotainment system has been criticized for sluggish response times on early production units. The physical button layout borrows from Honda's approach, which means fewer dedicated controls than some buyers expect at this price. You will find yourself tapping through menus to adjust things that should have a knob.
The charging speed ceiling of 190 kW is fine, but competitors like the BMW iX and Cadillac Lyriq are pushing higher. On a long trip, that gap becomes real time sitting at a charging station.
More frustrating: Acura does not yet have a proprietary charging network. You are relying on third-party networks, which vary in reliability. The ZDX does support plug-and-charge on compatible networks, but the overall charging experience lags behind what Tesla or even Hyundai/Kia offer right now.
And that shared Honda platform. It is fine. It just makes the $65,000-plus ask harder to justify with a straight face.
As of this writing, the 2024 Acura ZDX has not received a full rating from NHTSA or a Top Safety Pick designation from IIHS. Testing takes time for new models, and the ZDX launched recently enough that the data is not yet available. Buyers should check both sites before finalizing a purchase, particularly if safety ratings are a deciding factor.
Standard safety hardware includes front and rear automatic emergency braking, lane keeping assist, adaptive cruise control, and blind-spot monitoring across all trims. The Technology trim gets a 10-camera surround-view system. These are the right boxes to check. Whether the system performs well in independent testing remains to be seen.
For the mid-level ZDX A-Spec at $72,050, the first year is the most expensive year of ownership. New vehicles typically lose between 15 and 22 percent of their value in year one. For the A-Spec, that means a depreciation hit somewhere between $10,808 and $15,851 in the first twelve months alone.
Our five-year depreciation estimate across all trims averages $16,145, which tells you that the steepest drop happens almost immediately. Buying used at the two-year mark could save a significant amount.
At 15,000 miles in year one, electricity costs would run slightly higher than our annual average, estimated around $800 to $900 depending on your local rates. Insurance for a new luxury EV in this price range typically runs $1,200 to $1,700 per year, consistent with our five-year insurance estimate of $7,200 across the ownership period.
Acura recommends the first service interval at 12 months or 5,000 miles, whichever comes first, for a multi-point inspection. Brake fluid and tire rotations are the most common early costs. Our five-year maintenance figure of $1,938 is lower than gasoline equivalents, which is one real benefit of EV ownership.
BMW iX xDrive50: The ZDX wins on standard AWD value at its entry price point. The iX wins on charging infrastructure, proprietary platform development, and long-term resale data.
Cadillac Lyriq: The ZDX wins on interior refinement and brand image outside of GM's traditional buyer base. The Lyriq wins on native Super Cruise hands-free highway driving, which is genuinely impressive technology.
Genesis GV80 Electrified: The ZDX wins on EV range and the absence of a combustion engine complication. The GV80 Electrified wins on interior luxury per dollar and Genesis's strong recent reliability trajectory.
Our five-year total of $31,062 is reasonable for a luxury EV SUV, and the low repair and maintenance costs are real advantages. EVs are genuinely cheaper to keep running. The ZDX is comfortable, well-appointed, and the Type S is legitimately fast.
But the shared Honda Prologue platform is a fact that does not go away. You are paying Acura prices for GM-sourced technology assembled with Honda. If that bothers you, it should, because it means your $65,000 minimum is buying brand identity more than it is buying engineering exclusivity.
Buy the ZDX if you are an existing Acura loyalist moving into EVs, if you specifically want AWD standard at the entry price, or if the Type S performance spec is what you are after and you have compared it against the Lyriq and iX carefully.
Skip it if you are cross-shopping the Honda Prologue and cannot articulate what the extra $10,000 buys you. Skip it if charging network quality matters to you on road trips. Skip it if you are expecting a brand-developed platform and not one built by committee between Honda and GM.
The ZDX is not a bad vehicle. It is a specific vehicle for a specific buyer. Know which one you are before you sign.
Jay Vankawala
Founder & Editor, MyTrueCarCost
Jay built MyTrueCarCost after getting burned by the gap between a car’s sticker price and what it actually cost him to own. He designed the site’s ownership-cost model, which pulls EPA fuel-economy data, RepairPal reliability records, and regional fuel prices to estimate the real five-year cost of a vehicle. Every figure in these guides comes from that calculator.
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